Titan Federal Credit Union was founded in 1937 by the employees of Titan Metal Manufacturing to promote savings and provide low cost loans to the employees and their family members.

The credit union was located in the Cerro Metal Products plant until July 1999 when we purchased the building in Pleasant Gap. With this move we began offering our services to other small employer groups and organizations.

Field of Membership
Titan FCU currently serves the employees and members of the following business and organizations.
  • Cerro Metal Products Company
  • Restek Corporation
  • Rightnour Manufacturing
  • Spring Township Employees
  • Pleasant Gap Fire Company
  • Pleasant Hills Homeowners Association
  • Allegheny Power Company (State College Division)
  • Supelco
  • American Legion Club 867
  • Gerald F. Barnhart & Son, Inc.
  • Novosel Instrument Shop, Inc.
  • Bellefonte Area School District
  • Bellefonte Emergency Medical Services
  • Keystone Payroll
  • Culligan Water (Bellefonte)
  • Benner Township
  • Walker Township
  • Teamsters Local Union No, 8;
  • 439th Engr. Co., U.S. Army Reserves
In addition the field of membership includes employees of the credit union, spouses of persons who died while within the field of membership, persons retired as pensioners or annuitants from the above employment and members of their immediate families. Immediate family includes spouses, siblings, parents, grandparents and grandchildren.

Once a member, always a member.
You are welcome to remain a member for life, regardless of whether you change jobs, move or retire. You will continue to have access to the same benefits and services.

How to join.
In order to join the credit union you must be an employee or family member of one of the above organizations. To join, simply come into the credit union office, complete a membership application and make a deposit of at least $5.00 to your share (savings) account. Once you open your share account all of our other services are available to you.

Important information about procedures for opening a new account.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you.
When you open an account we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.

Current Newsletters
      • January 2010
      • September 2009
      • July 2009
      • April 2009
      • January 2009
      • October 2008
      • July 2008
      • April 2008
      • January 2008
      • October 2007

73rd Annual Meeting & Banquet
Our 73rd Annual Meeting and Banquet will be held On Saturday, March 20, 2010. The meeting will be held at the Ramada Inn in State College. There will b e a buffet dinner at 6:00 PM followed by the meeting at 7:00 PM. Tickets ($10.00 per person) are now available at the credit union.

New 2nd Mortgage Loan Rates
60 Months 4.25% APR
120 Months 4.90% APR
240 Months 5.50% APR
(APR = Annual Percentage Rate)
Maximum LOan Amount is $90,000.00
No Closing Costs

These rates are for new money or adding a minimum of $10,000.00 to an existing credit union 2nd mortgage loan.