Savings Rates (January 2009)    
  APR* APY**
Regular Shares 1.75% 1.76%
Christmas Shares 1.50% 1.51%
Share Drafts 0.00% 0.00%
IRA shares 3.00% 3.03%
     
* Annual Percentage Rate      ** Annual Percentage Yield
Dividend rates and APY are subject to change without notice. Please contact the credit union for additional terms and current rates.

All accounts are federally insured to $250,000.00 by the National Credit Union Administration, a U.S. Government Agency. IRA accounts are separately insured to $250,000.00.


Loan Rates (May 2009)
Click here for a printable loan application which may be faxed to 814/359-4543.  Please include income verification and vehicle information if it is for a purchase.
  Term APR**
Vehicle Loans 36 mos. 3.90%
  48 mos. 4.50%
  60 mos. 4.90%
  72 mos. 5.90%
     
Share Secured 60 mos. 4.0%
     
Second Mortgages 60 mos. 4.25%
  120 mos. 4.90%
  240 mos. 5.50%
     
Personal (Unsecured) 60 mos. 7.0%
     
VISA Credit Cards Purchases 9.9%
  Cash Advances 10.9%
     
** APR = Annual Percentage Rate

Please contact the credit union for any additional terms, fees and conditions that may apply to our loan products.



Current Newsletters
      • January 2010
      • September 2009
      • July 2009
      • April 2009
      • January 2009
      • October 2008
      • July 2008
      • April 2008
      • January 2008
      • October 2007

73rd Annual Meeting & Banquet
Our 73rd Annual Meeting and Banquet will be held On Saturday, March 20, 2010. The meeting will be held at the Ramada Inn in State College. There will b e a buffet dinner at 6:00 PM followed by the meeting at 7:00 PM. Tickets ($10.00 per person) are now available at the credit union.

New 2nd Mortgage Loan Rates
60 Months 4.25% APR
120 Months 4.90% APR
240 Months 5.50% APR
(APR = Annual Percentage Rate)
Maximum LOan Amount is $90,000.00
No Closing Costs

These rates are for new money or adding a minimum of $10,000.00 to an existing credit union 2nd mortgage loan.